Where deep technical experience meets genuine curiosity
As a Vancouver wealth advisor with over 25 years of experience, David Richer creates financial plans that reflect who you are, what you’ve built, and where you want to go.
The team pairs macro-informed, product-agnostic portfolios with plain-language guidance and early coordination with your accountant and lawyer—so every decision is clear, tax-aware, and built to last.
Direct access and decisive action
In financial planning, timing matters. Our roots in commodity trading shape our reputation for responsiveness—clients know that when they reach out, they get fast, thoughtful replies.
Whether it’s an emerging tax opportunity, a market shift, or a key family decision, we respond decisively, keeping clients ahead of change.
Accessibility builds trust, and trust is the foundation of every great plan.
Business-owner perspective
We think like owners because we are owners too. From cash flow and corporate structures to benefits and exits, we help you protect what you’ve built and grow what comes next.
Personal and corporate finances are mapped together, so you can make confident decisions today without losing sight of tomorrow.
Who we help
Many of our clients are builders—owners who’ve grown companies, professionals with complex compensation, and families managing meaningful portfolios. They value a partner who listens first, explains clearly, and brings structure to moving parts. We’re comfortable in complexity: coordinating corporate and personal planning, aligning taxes with investment decisions, and mapping cash flow that works in real life.
What we do
We connect the whole plan—investments, retirement income, tax and estate strategy, insurance, and business-owner planning—so every decision supports the bigger picture.
You’ll get plain-language conversations, a custom financial plan and proactive coordination with your accountant and lawyer. The result: a clear roadmap, tax-aware portfolios, and practical next steps you can act on with confidence.
Investment planning
Strong portfolios start with purpose. We build custom, product-agnostic strategies around your goals, cash flow, and risk tolerance—then adjust as markets and life change. Every position has a job, and every trade ties back to your plan.
